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What is Afterpay? Afterpay is a buy now, pay later platform that lets you pay for your items in 4 instalments over 6 weeks, interest free.

Why use Afterpay with Harv & Co? - Easy to Apply - Once approved, enjoy your dynamic spending limit. We start new customers at a lower spend limit and may increase it gradually over time. - Once approved, you can pay it in 4 whenever you shop online. - Its easy to manage your account in the app

How does Afterpay work? When you use Afterpay, you pay for your items in 4 instalments over 6 weeks, without incurring any interest. To use Afterpay, add items to your shopping cart then select Afterpay from the available payment options. You pay for the first instalment of 25% at the time of purchase, and the remaining three instalments will be automatically deducted from your nominated debit or credit card over the following six weeks.

How do i set up an Afterpay account? Step one: Add your items to your shopping cart. Step two: Select Afterpay as your payment method at the checkout. Step three: You’ll be redirected to Afterpay to login or create your account. Step four: Your payment schedule will be displayed. Step five: Track your payments, check available spend limits, and make early payments in the Afterpay app.

Are there any fees for using Afterpay? Afterpay caps late fees to help keep costs manageable for customers who miss a payment. Late fees will never exceed 25% of the order total or $68 per order, whichever is lower.

Is Afterpay safe to use? Afterpay has been built with a range of security features and services to help keep your accounts secure, including monitoring transactions to identify fraudulent trends and behaviours, multi-factor authentication, and encryption to protect your information. You can find out more on at Afterpay’s safety and security page.

What happens if i require a refund and paid using Afterpay? Items purchased with Afterpay can be returned for an exchange or refund, subject to ’s Returns Policy. Returns or refunds will be processed and Afterpay will be advised. Your payment plan will then be adjusted to reflect the new total order value. If you have already made a payment, this will be refunded to you via Afterpay.

Where can i find out more about Afterpay? To find out more, visit the Afterpay website .

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